GAP
GAP insurance works with your insurance to help cover the portions of your medical expenses that you’d normally be expected to pay for on your own. If you experience an injury or illness covered by your health insurance, Triada will pay up to your maximum benefit.
You Receive
Up to $7,000 annually (Inpatient Benefit) per Covered Member
Up to $2,500 annually (Outpatient Benefit) per Family Unit Regardless of Covered Members
What’s Covered
Hospital Inpatient Benefits
Hospital charges for room and board
Miscellaneous hospital charges including an operating room, equipment, supplies, and drugs
Intensive Care unit charges
Physician charges incurred during the stay
Hospital Outpatient Benefits
Hospital and Physician expenses for treatment in an emergency room
Hospital and Physician expenses for other outpatient treatment in a Hospital
GAP+
GAP+ by Triada is an innovative new solution to the challenge of costly healthcare. GAP+ offers you even more protection than a traditional GAP policy and gives you a reason to take charge of your health. GAP+ offers you more protection than a traditional GAP product. All of these are provided for you at no added cost through Triada.
You Receive
Up to $7,000 annually (Inpatient Benefit) per Covered Member
Up to $2,500 annually (Outpatient Benefit) per Covered Member
Up to $3,600 annually (Health Screening Benefit) per Covered Member
Up to $1,200 annually (Health Treatment Benefit) per Covered Member
What’s Covered
Same Inpatient and Outpatient coverage as GAP
Access to Screening Benefits such as:
Up to $4,800 (Screening/Diagnostic Benefits) annually per Covered Member
Up to $1,200 (Treatment Benefit) annually per Covered Member
Access to Screening/Treatment Benefits such as:
HIP
When you have an accident or illness that sends you to the hospital, your bills can add up. At Triada, we believe you should be able to get the medical treatment you need without worrying about how you’ll pay for it. That’s why we created HIP, a hospital indemnity protection product. HIP provides fixed payments for ambulance transportation, hospital admission, and every day of your hospital stay—regardless of cost.
You Receive
Up to $1,400 (Hospital Admission Benefit) annually per Covered Member
Up to $1,400 (Hospital Confinement Benefit) annually per Covered Member
Up to $100 (Ground Ambulance Benefit) annually per Covered Member
Up to $200 (Air Ambulance Benefit) annually per Covered Member
Up to $50 (Physician Office Visit(s) Benefit) up to 4x annually per Covered Member
What’s Covered
Hospital Care
Hospital admission
Daily hospital confinement
Physician office visits
Emergency Care
HIP+
HIP+ by Triada a hospital indemnity protection product, that provides fixed payments for ambulance transportation, hospital admission, and every day of your hospital stay—regardless of cost. It also provides additional benefits designed to reward you for taking an active role in your health.
You Receive
Up to $1,400 (Hospital Admission Benefit) annually per Covered Member
Up to $1,400 (Hospital Confinement Benefit) annually per Covered Member
Up to $100 (Ground Ambulance Benefit) annually per Covered Member
Up to $200 (Air Ambulance Benefit) annually per Covered Member
Up to $50 (Physician Office Visit(s) Benefit) up to 4x annually per Covered Member
Up to $3,600 (Screening/Diagnostic Benefits) annually per Covered Member
Up to $1,200 (Treatment Benefit) annually per Covered Member
What’s Covered
Hospital Care
Hospital admission
Daily hospital confinement
Physician office visits
Emergency Care
Health Benefits
Accident
Accidents happen. When they happen to you, make sure that you’re protected from the financial strain with Accident coverage by Triada. Our Accident Insurance will pay you a fixed amount of money if you suffer and require treatment for a wide variety of unforeseen injuries. You will get this payout regardless of your medical expenses.
You Receive
A fixed amount of money, depending on injury and treatment
What’s Covered
Hospital Care
Admitted to the hospital or intensive care
Overnight stays in the hospital
Lodging fees for family who come to stay with you
Diagnostic Imaging
CT Scan or MRI
X-Ray
Specific Losses
Fractures and Dislocations
Emergency Care
Continuing Care
Major Injuries
Critical Illness
Severe illness can be devastating to your health and finances. Luckily, a Critical Illness insurance product through Triada can provide you and your family with the financial assistance you need to cover your deductibles, co-pays and other medical expenses related to your illness. Your product will pay you directly up to $50,000 whenever you are diagnosed with any covered condition, giving you the money you need to get back on your feet as soon as possible. You are also able to purchase a Critical Illness product for your spouse up to 50% of your coverage amount.
You Receive
Up to $50,000
What’s Covered
Potential Illnesses
PROTECTION FOR YOUR CHILDREN
You can also elect to protect your children on your Triada Critical Illness product. In addition to the benefits above, your product will also cover these conditions for your children upon diagnosis:
Potential Illnesses
Short-Term Disability
Short-Term Disability insurance by Triada will pay you a portion of your income if a sickness or injury leaves you disabled for an extended period. That way you can meet your financial obligations while you recover.
You Receive
Weekly payments, not to exceed 60% of your gross income, up to $2500 per week.
What’s Covered
Sickness or injury that prevents you from returning to work for more than 14 days and up to 6 months.
Group insurance policies are underwritten Triada Health. Product offerings may vary depending on state laws and regulations.
Group GAP, GAP+, Accident Coverage, Critical Illness Coverage, Short-Term Disability Coverage is a limited benefit product. It does NOT provide basic hospital, basic medical, or major medical insurance. This information is not intended to be a complete description of the insurance coverage available. Products have exclusions and limitations which may affect any benefits payable. Benefits payable are subject to all terms and conditions of the Product.